The 10 Most Asked Roofing Payment Questions

Learning when you should pay and how much you should pay your roofing contractor at each stage of the roofing job is something every homeowner should know.

Before you begin work on your roof, you should read our 10 most-asked roofing payment questions.

Check out some of our other Tips from Edmonton Roofing Contractors.

money towards shingles

1. How much of a deposit should you give a roofer?

Before any work begins, the roofing contractor will ask you to pay a downpayment. It is common for them to require a deposit. You should never pay more than 10-20% before the work begins.

2. Is it normal for a roofer to ask for a deposit?

Most reputable roofing contractors will require a deposit and a written legal contract before any work begins. They often use the deposit to secure materials for the job without risk to themselves.

3. Should I pay a roofer in cash?

Most reputable roofers do not accept cash as a payment method. If the contractor insists on a cash deal, it is typically to avoid taxes. In any case, get a receipt for any payments made in cash or otherwise.

4. Should you pay a contractor half upfront?

If the contractor asks for half the payment upfront to secure the job, you should consider that a red flag. Professional contractors should base payments on progress made during the job, and the initial deposit should be no more than 20%.

5. Do roofers take credit cards?

Most reputable roofers accept credit cards as a payment method. Be careful putting large purchases such as a roof on a credit card as the interest rates are very high. It is best to pay the credit card off before incurring interest.

roofing worker with list

6. What is the safest way to pay a contractor?

The safest way to pay a contractor is usually by credit card. Any trackable and easily proven method will do if the need arises. Please research the company’s reputation before hiring them and paying electronically.

7. How can I pay for my roof with no money?

If you have to replace your roof and have no insurance coverage, your choices are limited to financing through the contractor, the bank or a credit card. Try to find financing that you can afford and has a low-interest rate.

8. Why do contractors want cash?

A contractor who wants to avoid paying taxes or lacks accountability for the job may insist upon a cash-only deal. Choose a contractor with multiple payment methods, a verifiable reputation and an enforceable contract.

9. How can I protect myself when paying cash?

If you insist on paying with cash, ensure you get a receipt with your name, a description of the service, and the date and amount paid. Do not pay for a job upfront and wait until complete.

10. Can I pay a contractor without an invoice?

It is unwise to pay a contractor without an invoice. Most reputable contractors will provide an invoice upon completing the work or hitting milestones outlined in the contract. It is typical to have 28 days to pay an invoice in Alberta.


When choosing a roofing contractor in Edmonton, look for someone with an outstanding reputation that you can verify to give yourself peace of mind. Contact Dwights Roofing for your roofing project today!

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